Personal Finance, Financing Further Education

Student loans are a form of financial aid used to help students finance the costs associated with higher education. It is well documented that student loan debt in the United States has increased dramatically over the past 20 years.
In this assignment, students will determine how much student loan repayment could cost, and how that might impact other financial decisions they need to make.
INSTRUCTIONS
Part A
For this assignment, we’re going to assume you intend to pursue a bachelor’s degree once you’ve completed your program at CSM. Begin by visiting the website of the college or university you would like to attend. (It can be any college or university!) You’ll need to determine the annual rate for tuition, room, & board. Multiply this figure by 2 to calculate the total loan amount you would need to finance the 2 years necessary to complete your bachelor’s degree once you transfer, assuming you finance 100% of the amount.
Next, go to the Student Loan Calculator on the bankrate.com website to determine your monthly repayment amount. Assume the interest rate is 6% and the term of the loan is 10 years. Finally, add an additional $25 per month to your payment amount to see how this changes the calculations.
Part B
Using the results from your calculations in Part A, write a 2-3 paragraph self-reflection addressing the following:
What college or university did you select?
How much is the annual tuition, room, & board?
How much will your monthly payment be?
How much interest will you be repaying over the term of the loan?
How much does adding the $25 per month reduce the total amount of interest over the term of the loan?
Do these numbers surprise you?
How would this monthly payment impact other financial decisions you need to make after graduation?
Save your Word document as “student loans – your name”.
Rubric is attached. If you have any further questions or concerns please don’t hesitate to contact me. Thank you for your help on this assignment.

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Police Brutality Homeland Security Essay

Do some critical thinking and write your thesis statement down in one sentence. Your thesis statement is like a declaration of your hypothesis. The main portion of your paper will consist of arguments to support and defend this hypothesis or theory. the topic would be police brutality

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Ethical decision-making

This assignment is designed to demonstrate your understanding of ethical decision-making from an academic perspective. In other words, you are to base your discussions on academic literature, not on personal opinions.

In section one, explain the most salient points made in the academic literature concerning ethical decision-making processes.
Your analysis should include, at a minimum, the article, Ethical Decision-Making: Where We’ve Been and Where We’re Going by Ann Tenbrunsel and Kristin Smith-Crowe (located in week six reading).
You should address at least the concepts of moral awareness, moral decision-making, and amoral decision-making and the main components that impact each.
Tenbrunnsel and Smith-Crowe’s article provides an abundance of information from the literature—probably far too much to fit into this paper. It will be incumbent on you to decide what is sufficiently supported and noteworthy such that it should be included in your paper.
While not required, you’re encouraged to use other sources to assist you in understanding the topic and to give you resources from which you can draw different views or support your discussion in section 2. This short article may give you a helpful overview of the topic.
Discuss at least one ethical issue that is arguably present in public safety that is, could be, or should be, impacted by the lessons learned from your research related to ethical decision-making. Below are some potential points for discussion. You are NOT limited to using any of the examples nor should you; if you decide to use one, necessarily stick with the parameters in which it is addressed in the example. You should use your own analysis and critical thinking skills to address whatever ethical issue in public safety you choose.
Your paper should be:
Six to eight pages not including the cover page and works cited
1” margins and double spaced with no extra spaces

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Global Stratification Social Theory and Global Development

2 2 unread replies. 2 2 replies.
George Ritzer is a leading sociologist in the fields of social theory and global development. It is regrettable that this is one of the shortest chapters in the text, but reading it is an opportunity to learn from a professional who knows his subject intimately and who passionately cares about it.
The World Bank produces annual world development indicators which I regard as the most accurate and timely (though not perfect) data available today.
This week your task is to
1. go to this website.
http://databank.worldbank.org/data/home.aspx (Links to an external site.)
2. Select the World Development Indicators (You may select another database if you wish, but the following instructions are based on the WDI).
3. Under preview select “add series.”
4. In the right-hand column, you can scroll down through a series of topics beginning with “Economic Policy and Debt.”
5. Click five boxes for topics that you think would most influence a nation’s development. (Note if you click “Education,” it will select all of the boxes under “Education.” Click the boxes for individual topics. For example, I chose “Education outcomes).”
6. Then pick one variable from the left-hand column for each of the topics you selected. For example, I chose “Adult literacy rate, population 15+ years, both sexes (%).”
When you are done, you should have five variables selected from the right-hand variables list.
7. Click “Add Country” from the top right of the screen.
8. Select 5 countries. For example, I chose The U.S., Mexico, Sudan, China, and Israel.
9. Choose a system of stratification (North/South), (High, Middle, Low Income), (Wealthy/Middle/Poor), (Developed/Developing)
10. Briefly explain why you chose these variable.
11. Classify each of the countries you have chosen in 8 above by the system chosen in 9 above and explain your reason for the classification. For example,
a. The United States is a wealthy northern nation.
b. Mexico is a middle-income southern nation.
c. Sudan is a poor southern nation.
d. China is a wealthy northern nation.
e. Israel is a middle-income developing northern nation.
12. Add “Time” from the top right of the screen.
13. Choose 50 years.
14. Return to preview. Verify that “Country,” “Series,” and “Time” are checked.
15. Click “Chart” on the upper right-hand side of the page.
16. Click “Apply Changes” in the center of the page.
17. You can click on ‘country’ to see a different chart for each country showing each of the five variables you selected.
18. If the variable does not have data, you may wish to choose another variable.
19. Report the results for the five variables you picked because you felt they influenced development to form a personal theory of development.
Discuss your theory of development in terms of
a. growth theory and
b. conflict theory,
and describe
c. how your theory would define national growth, and
d. How the charts depict the variables contributing to national growth.
20. What did you learn from this lesson?
21. How could this lesson be improved?

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Philip Randolph’s role in the labor and civil rights movement

This should be an overview of A. Philip Randolph’s career as a labor union leader and civil rights advocate. Please note that this should NOT be a mini biography of him from birth till death. Instead, this should focus broadly on the period from 1925-1963 and the events in between that best illustrate Randolph’s involvement in the causes of labor rights and civil rights. (FYI: 1925 is when he founded the Brotherhood of Sleeping Car Porters union; 1963 is when the famous March on Washington for Jobs and Freedom happened, which he helped organize).
I have attached a PDF to this order. It is a copy of a book called “A. Philip Randolph – A Life in the Vanguard” by Andrew E. Kersten. Please use this as your #1 main source.
Having said that, there is another book out there called “The March on Washington: Jobs, Freedom, and the Forgotten History of Civil Rights” by William P. Jones which I was unable to find. IF you search for it and somehow find the full book, then please use this as an additional source as well. IF NOT, that’s fine
– you can just use the Kersten book then.
Last note: this should be formatted in Chicago style, meaning that in-text citations should look like, for example: (Johnson 1998)
And for general context: the reason I labelled this order a ‘Thesis’ is because this will be one chapter/part of a bigger thesis project I am working on.

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Expanding Nation Age of Jackson and Westward Expansion

How powerful is a state? How powerful should it be? These questions have been debated since the Revolution. Under the Articles of Confederation, we saw states with significantly higher power than the national government; there was an attempt at more balance in the Constitution. Yet the debate over the power of each level of government continued to be debated, and this debate formed some of the reasoning behind having a Bill of Rights, led to the formation of our two political parties, and formed the basis of many of our conflicts in U.S. history. In the Federalist Era, we saw James Madison and Thomas Jefferson write
the “Virginia and Kentucky Resolutions,” in reaction to the Alien and Sedition Acts; their work outlined their beliefs of where national law overreached and states should be able to counter that law. And in the Age of Jackson, we see the issue arise again in relation to the tariffs.
Task
For this essay, you will need to read “Virginia and Kentucky Resolutions (1798)” (but please only read the Kentucky Resolution section) and “South Carolina
Exposition and Protest”.
In your essay, you should:
Write an introduction outlining the basic argument of state powers versus national powers. You may want to turn to the Constitution itself to find material.
Write a brief summary of why each document was written. What is the historical context of the documents? You will probably want a paragraph for each document.
Write a paragraph of what the two documents have in common.
Write a paragraph of what the difference in the two documents is. How does the “South Carolina Exposition and Protest” differ in its argument from the “Kentucky Resolution”?
Write a conclusion that answers whether or not a state should have the ability to nullify a national law, and if so, under what circumstances? If not, why not?
This last paragraph will be your opinion, but remember do not use “I” in any form. State your opinion as if it were fact.
Expectations and Criteria for Success
You should base your discussion with the information in the course content, though outside research is allowed if needed. DO NOT use Wikipedia as a source. As always, be sure to keep track of where you find your information so that you can provide citations in your final essay. Citations must be formatted according to the MLA guidelines, including both in-text and a final source page. Guidelines for MLA can be found using the Purdue Owl or you can reference
the Citation Help.pdf from the Start Here Module of the course.
Essays should be typed in 12-point font with a sim

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Nativism labor and chinese immigration

Please see attached after reading prompt.
Your assignment is to write a two-page essay using only the provided primary document readings. First, analyze the content of “Our Misery and Despair.”
Notice that the authors spend roughly the first half of their article condemning the “money men,” the bankers and business owners who dominated the U.S. economy in the late 19th century.
How do Kearney and Knight link the “bloated aristocracy” with Chinese migration?
What arguments do Kearney and Knight make for restricting Chinese immigration?
How do the issues of race and labor intersect in this document?
After completing your analysis of the Kearney article, read the piece by McDonnell.
What arguments does he make regarding immigration?
Whom does he regard as the “villains” with regard to labor issues in the United States in the late 19th century?
Finally, complete your essay with an evaluation of the issues of race and labor in the industrial United States during this time period. How are they intertwined and entangled
Note: McDonnell makes reference to the “Know Nothing” movement. The “Know Nothing” political party (officially called the American Party) arose in the 1850s. This short-lived party was strongly opposed to immigration.
Must include some quotes in the paragraphs. As well as a thesis statement in the introduction and topic sentences at the beginning of every paragraph

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Using SCOR model for project implementation

1. Using a specific portion of the oil industry system essay attached, define the “As is” model of the supply chain, including a SCOR diagram with a brief explanation.
***Must cite all references.

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Community Policing Plan

Background
Los Angeles (LA) County, California, is located on the West Coast of the United States. With over 10 million residents and covering roughly 4,084 square miles, it is both the most populous and largest county in the nation. According to the Los Angeles Chamber of Commerce, there are well over 90,000 homeless individuals currently living in LA County, yet the median household income is $65,000 per year. The high price of homes is partly to blame for the homeslessness crisis, as the average cost is upward of $590,000. The city of Los Angeles is located within LA County, in Southern California. It is the second largest city in the United States, spanning more than 469 square miles. In downtown Los Angeles, you’ll find the “Skid Row” neighborhood; 50 square blocks of impassable sidewalks, covered by tents and other makeshift shelters, is “home” to the largest concentration of homeless people in the United States. With high crime rates fueled by residents with drug and alcohol addiction, as well as disease and mental illness, Skid Row is no stranger to police activity. LAPD is the third largest police department in the nation, with 9,988 sworn officers and 2,869 civilian members. Until recently, officers were enforcing anti-camping laws, which allowed them to issue tickets and order the streets and sanitation department to dispose of property on Skid Row. As part of a settlement agreement, the LAPD has agreed to stop this practice. However, in fear of having their belongings disposed of, residents having begun branching out into other areas of the city.
Scenario
Downtown Los Angeles residents and business owners packed the most recent LAPD Community Police advisory board meeting. They are visibly upset over an increase in crime as well as what they consider “trash” spilling out from Skid Row into the neighboring Loft District. One very angry business owner, “Anne,” stated she has removed one too many hypodermic needles and empty beer cans from her storefront. She has also seen rats running from the tents blocking the sidewalks, deterring customers from stopping at her store. There is one homeless man in particular with whom she has grown frustrated, and she demands that the police take action.
Officer Hoakiko is a member of the LAPD and the Army National Guard. You are dispatched as a result of a 911 call related to a vagrant who is “aggressive” and panhandling in front of Anne’s store. She describes a white male, 50–55 years of age, who is extremely dirty and wearing a green and brown baseball hat. He is sitting at the bus stop begging for money. When Officer Hoakiko arrives, he observes the subject sleeping at the bus stop, as well as a brown paper bag with an open container of alcohol. All of the subject’s belongings also appear to be under the bench. Anne comes out of her store and demands he be removed.
Officer Hoakiko approaches the vagrant, who is now awake since Anne was yelling. The man admits that the open container of alcohol is his, but also states, “Where else am I supposed to drink it? I’m homeless.” While Officer Hoakiko could arrest the man for public intoxication, possessing an open container of alcohol, or even panhandling, he also knows that this will only be a temporary solution. So, Officer Hoakiko begins talking to the vagrant and learns that he is actually a Vietnam veteran. They begin to talk about military life, and how he had a hard time adjusting once he returned from overseas. Officer Hoakiko explains that he was recruited and hired more quickly on the police department due to “veterans preference.” He then talks the vagrant into going with him to the VA hospital for in-patient alcohol and psychiatric treatment. He promises to inventory the property that he can’t take to the hospital so that it will be available when he is discharged

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